Apollo Munich Health Insurance Plans

Apollo Munich

India’s No 1 Insurance Apollo Munich Health Insurance

Company Overview

Health Insurance

Incorporated in the year 2007, Apollo Munich Health Insurance is a joint venture between Apollo Hospitals and Munich Health. Apollo Hospitals is one of the leading healthcare providers across Asia and Munich Health is a Germany based global leader in health insurance. Apollo Munich aims to make quality health care accessible to every individual, so they can lead healthier lives. The company has been awarded for Health Insurance Provider Award and InfoSec Maestros Awards – 100 Top CISOs from the time of inception till June 2017, the insurer has settled Rs. 2913 crore claims. The Claim Settlement Ratio of the insurer is 89% for FY2015-16

Snapshot Of Apollo Munich Health Insurance Plans

Snapshot Of Apollo Munich Health

Reasons for buying Apollo Insurance Plans

Unhealthy lifestyle and day-to-day hectic work schedule make our body prone to illnesses/injuries that may lead to hospitalization and need to pay huge medical bills. Buying the most fitting health insurance plan helps you cover high rising hospitalization expenses. Apollo Munich Health offers a wide array of health plans for both individuals & family

Main USP’s of Apollo Munich Health Insurance Plans are:

  • Comprehensive health cover for individual/family
  • Flexible sum insured & deductible
  • Cover for non-medical expenses
  • Enjoy cashless hospitalization across 4000+ network hospitals
  • Enjoy quick claim assistance
  • Get premium discount
  • No sub-limit on room rent or co-pay applicable
  • No pre-policy medical check-up
  • Reward points for staying healthy
  • Enjoy Lifelong renewability
  • Portability option available.

Key Benefits of Apollo Munich Health Insurance Plans

  • In-patient hospitalization expenses where the insured needs to get hospitalized for a minimum of 24 hours are covered
  • Pre hospitalization expenses are covered for 60 days before hospitalization
  • Post hospitalization expenses are covered for 180 days after hospitalization
  • Listed day care procedures/surgeries, which requires hospitalization for less than 24 hours are covered
  • Domiciliary treatment expenses are covered
  • Organ donor expenses are covered
  • Recovery benefit is payable
  • Daily hospital cash is payable, subject to the terms applicable
  • Worldwide coverage for listed major illnesses, upon choosing rider
  • Maternity expenses are covered
  • New born baby cover is available as an add-on cover
  • Outpatient treatment is covered, up to the limits specified
  • Cost of hearing aids, spectacles & contact lenses are covered
  • Parent accommodation benefit is payable, as per the terms specified
  • Tax benefits are applicable for the premiums paid under section 80D of the Income Tax Act, 1961

Value-Added Benefits under Apollo Munich Health Insurance Plans

  • Get Cumulative Bonus as specified under the policy terms
  • Enhancement of Sum Insured at the policy renewal
  • Automatic restoration of sum insured up to 100% of the basic sum insured
  • Emergency ambulance charges are covered
  • Take benefit of E-opinion for critical illness
  • Health check-up is covered after 2/3/4 continuous claim-free policy years, as specified under the plan chosen
  • AYUSH benefit is applicable
  • Avail Healthline service to get primary consultation
  • Health Risk Assessment tool to have an idea about the health condition
  • Wellness Offers for dengue prevention
  • Wellness tests are covered
  • Reimbursement of pre-policy medical check-up
  • Avail ‘Stay Healthy’ package
  • Waiver of Deductible is available

Top 10 Health Insurance Companies in India 2019

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